| FORM NL-5 - CLAIMS SCHEDULE | - | - | - | - | |
| Name of the Insurer:GENERAL INSURANCE CORPORATION OF INDIA | - | - | - | ||
| CLAIMS INCURRED [NET] | - | - | - | - | |
| FOR THE PERIOD ENDED 31.03.2012 | - | - | - | - | |
| - | - | - | - | - | |
| - | PARTICULARS | FOR THE QUARTER | TWELVE MONTH ENDING 31.03.2012 | FOR THE QUARTER OF THE PRECEDING YEAR | TWELVE MONTH ENDING 31.03.2011 |
| - | - | (Rs. '000) | (Rs. '000) | (Rs. '000) | (Rs. '000) |
| A | FIRE INSURANCE | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 9379 035 | 23970 278 | 7582 698 | 16451 318 |
| - | Less :Re-insurance Ceded to claims paid | 1525 796 | 1968 193 | 1257 166 | 1787 923 |
| - | Net Claims Paid | 7853 239 | 22002 085 | 6325 532 | 14663 395 |
| - | Add : Claims Outstanding at the end of the year | 10212 190 | 64612 978 | 1268 627 | 34311 102 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 34311 102 | -0 | 26969 610 |
| - | Total Claims Incurred | 18065 429 | 52303 961 | 7594 159 | 22004 887 |
| - | - | - | - | - | - |
| B | MISCELLANEOUS INSURANCE | - | - | - | - |
| (1) | MOTOR | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 7847 107 | 22914 760 | 6951 310 | 19500 511 |
| - | Less :Re-insurance Ceded to claims paid | -0 | -0 | -0 | -0 |
| - | Net Claims Paid | 7847 107 | 22914 760 | 6951 310 | 19500 511 |
| - | Add : Claims Outstanding at the end of the year | -407 418 | 48480 865 | 6275 339 | 40251 415 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 40251 415 | -1 | 31733 679 |
| - | Total Claims Incurred | 7439 689 | 31144 210 | 13226 648 | 28018 247 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (2) | AVIATION | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | 3 115 | 3 332 | -876 | 8 705 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1254 486 | 4196 542 | 944 395 | 4086 965 |
| - | Less :Re-insurance Ceded to claims paid | 415 008 | 642 016 | 133 373 | 371 679 |
| - | Net Claims Paid | 842 593 | 3557 858 | 811 898 | 3723 991 |
| - | Add : Claims Outstanding at the end of the year | 421 488 | 6971 867 | -167 664 | 5305 467 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 5305 467 | -1 | 5077 680 |
| - | Total Claims Incurred | 1264 081 | 5224 258 | 644 233 | 3951 778 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (3) | ENGINEERING | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1232 571 | 2804 199 | 1382 345 | 3065 721 |
| - | Less :Re-insurance Ceded to claims paid | 141 386 | 167 199 | 81 276 | 185 236 |
| - | Net Claims Paid | 1091 185 | 2637 000 | 1301 069 | 2880 485 |
| - | Add : Claims Outstanding at the end of the year | 1500 243 | 9071 131 | -451 506 | 6620 777 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 6620 777 | -0 | 6270 387 |
| - | Total Claims Incurred | 2591 428 | 5087 354 | 849 563 | 3230 875 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (4) | WC | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 29 910 | 71 593 | 5 849 | 40 645 |
| - | Less :Re-insurance Ceded to claims paid | -0 | -0 | -0 | -0 |
| - | Net Claims Paid | 29 910 | 71 593 | 5 849 | 40 645 |
| - | Add : Claims Outstanding at the end of the year | 169 747 | 210 407 | 63 876 | 100 365 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 100 365 | -1 | 50 961 |
| - | Total Claims Incurred | 199 657 | 181 635 | 69 724 | 90 049 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (5) | Liability | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 240 252 | 504 122 | 79 298 | 245 771 |
| - | Less :Re-insurance Ceded to claims paid | -0 | -0 | -0 | -0 |
| - | Net Claims Paid | 240 252 | 504 122 | 79 298 | 245 771 |
| - | Add : Claims Outstanding at the end of the year | 267 128 | 974 245 | -7 319 | 636 110 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 636 110 | -0 | 847 295 |
| - | Total Claims Incurred | 507 380 | 842 257 | 71 979 | 34 586 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (6) | PA | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 624 110 | 2476 668 | 419 529 | 1621 560 |
| - | Less :Re-insurance Ceded to claims paid | -0 | -0 | 1 571 | 1 819 |
| - | Net Claims Paid | 624 110 | 2476 668 | 417 958 | 1619 741 |
| - | Add : Claims Outstanding at the end of the year | 73 954 | 514 464 | 69 863 | 651 469 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 651 469 | -0 | 575 808 |
| - | Total Claims Incurred | 698 064 | 2339 663 | 487 821 | 1695 402 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| (7) | Health | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 5429 699 | 14260 254 | 3523 991 | 13468 800 |
| - | Less :Re-insurance Ceded to claims paid | -7 | -7 | -0 | -7 |
| - | Net Claims Paid | 5429 692 | 14260 247 | 3523 991 | 13468 793 |
| - | Add : Claims Outstanding at the end of the year | 1864 080 | 6133 249 | 634 099 | 1968 987 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 1968 987 | -0 | 1858 525 |
| - | Total Claims Incurred | 7293 772 | 18424 509 | 4158 090 | 13579 255 |
| - | - | - | - | - | - |
| (8) | Oth. Misc. | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1020 832 | 5026 757 | 1976 931 | 3915 383 |
| - | Less :Re-insurance Ceded to claims paid | 12 053 | 14 496 | 9 557 | 36 892 |
| - | Net Claims Paid | 1008 779 | 5012 261 | 1967 374 | 3878 491 |
| - | Add : Claims Outstanding at the end of the year | 3418 176 | 12546 077 | 745 537 | 6537 537 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 6537 537 | -0 | 5314 695 |
| - | Total Claims Incurred | 4426 955 | 11020 801 | 2712 911 | 5101 333 |
| - | - | - | - | - | - |
| (9) | FL/Credit | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 529 320 | 763 274 | 1086 281 | 1711 027 |
| - | Less :Re-insurance Ceded to claims paid | -0 | -0 | -0 | -0 |
| - | Net Claims Paid | 529 320 | 763 274 | 1086 281 | 1711 027 |
| - | Add : Claims Outstanding at the end of the year | 97 645 | 2583 139 | -136 792 | 2869 514 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 2869 514 | -0 | 1645 970 |
| - | Total Claims Incurred | 626 965 | 476 899 | 949 489 | 2934 571 |
| - | - | - | - | - | - |
| - | TOTAL- MISCELLANEOUS | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | 3 115 | 3 332 | -876 | 8 705 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 18208 287 | 53018 169 | 16369 929 | 47656 383 |
| - | Less :Re-insurance Ceded to claims paid | 568 454 | 823 718 | 225 777 | 595 633 |
| - | Net Claims Paid | 17642 948 | 52197 783 | 16145 028 | 47069 455 |
| - | Add : Claims Outstanding at the end of the year | 7405 043 | 87485 444 | 7025 433 | 64941 641 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 64941 641 | -3 | 53375 000 |
| - | Total Claims Incurred | 25047 991 | 74741 586 | 23170 458 | 58636 096 |
| - | - | - | - | - | - |
| C | MARINE INSURANCE | - | - | - | - |
| (1) | MARINE CARGO | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1052 535 | 2939 318 | 818 738 | 2080 923 |
| - | Less :Re-insurance Ceded to claims paid | -2 365 | 4 540 | 5 529 | 123 189 |
| - | Net Claims Paid | 1054 900 | 2934 778 | 813 209 | 1957 734 |
| - | Add : Claims Outstanding at the end of the year | -61 998 | 4999 539 | 367 186 | 4006 594 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 4006 594 | -0 | 2686 226 |
| - | Total Claims Incurred | 992 902 | 3927 723 | 1180 395 | 3278 102 |
| - | - | - | - | - | - |
| (2) | MARINE HULL | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 2228 217 | 4697 624 | 1193 645 | 4786 246 |
| - | Less :Re-insurance Ceded to claims paid | 192 532 | 561 191 | 156 280 | 1481 762 |
| - | Net Claims Paid | 2035 685 | 4136 433 | 1037 365 | 3304 484 |
| - | Add : Claims Outstanding at the end of the year | 2367 042 | 9460 899 | -1882 475 | 4881 945 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 4881 945 | -0 | 6026 679 |
| - | Total Claims Incurred | 4402 727 | 8715 387 | -845 110 | 2159 750 |
| - | - | - | - | - | - |
| - | TOTAL MARINE- | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 3280 752 | 7636 942 | 2012 383 | 6867 169 |
| - | Less :Re-insurance Ceded to claims paid | 190 167 | 565 731 | 161 809 | 1604 951 |
| - | Net Claims Paid | 3090 585 | 7071 211 | 1850 574 | 5262 218 |
| - | Add : Claims Outstanding at the end of the year | 2305 044 | 14460 438 | -1515 289 | 8888 539 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 8888 539 | -0 | 8712 905 |
| - | Total Claims Incurred | 5395 629 | 12643 110 | 335 285 | 5437 852 |
| - | - | - | - | - | - |
| D | LIFE INSURANCE | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | -0 | -0 | -0 | -0 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 87 519 | 224 187 | 46 543 | 105 393 |
| - | Less :Re-insurance Ceded to claims paid | -555 | 1 447 | -862 | -862 |
| - | Net Claims Paid | 86 964 | 222 740 | 45 681 | 104 531 |
| - | Add : Claims Outstanding at the end of the year | 32 392 | 111 158 | 65 599 | 158 475 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 158 475 | -0 | 84 062 |
| - | Total Claims Incurred | 119 356 | 175 423 | 111 280 | 178 944 |
| - | - | - | - | - | - |
| E | TOTAL ALL CLASSES | - | - | - | - |
| - | Claims paid | - | - | - | - |
| - | Direct claims | 3 115 | 3 332 | -876 | 8 705 |
| - | Add Claims Outstanding at the end of the year | - | - | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - | - | - |
| - | Gross Incurred Claims | - | - | - | - |
| - | Add---:Re-insurance accepted to direct claims | 30955 593 | 84849 576 | 26011 553 | 71080 263 |
| - | Less :Re-insurance Ceded to claims paid | 2284 972 | 3359 089 | 1645 614 | 3989 369 |
| - | Net Claims Paid | 28673 736 | 81493 819 | 24366 815 | 67099 599 |
| - | Add : Claims Outstanding at the end of the year | 19954 669 | 166670 018 | 6844 370 | 108299 757 |
| - | Less: Claims Outstanding at the beginning of the year | -0 | 108299 757 | -3 | 89141 577 |
| - | Total Claims Incurred | 48628 405 | 139864 080 | 31211 182 | 86257 779 |